out-of-pocket

形容词 out-of-pocket:

1. calling for the spending of cash

out-of-pock.et

adj.（形容词）
Calling for the spending of cash:
需现金支付的：
例句：
out-of-pocket expenses.
实付费用

Lacking funds:
没钱的：
例句：
hungry, cold, and out-of-pocket travelers.
又冷又饿、身无分文的旅行者